The Kiva Project- update

 

Josefina

We didn’t get to help Kevin Orlando because he got funded. We hope that his future is fortuitous. We then chose Josefina from the Phillipines and she needs 1025$ to buy organic fertilizers. We were the last funders and she has been now fully funded. We hope that her crops sell, and that we get our loan back in the near future.

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The Philippines

The Philippines’ location on the Pacific Ring of Fire and close to the equator makes the Philippines prone to earthquakes and typhoons, but also endows it with abundant natural resources and some of the world’s greatest biodiversity. The land is considered to be an emerging market and a newly industrialized country, which has an economy transitioning from being one based on agriculture to one based more on services and manufacturing.

Pros and cons of loaning   

There are many benefits of this, such as:

  • The woman gets a chance to develop her plants farm
  • She can make sure her crops get better support
  • We have the satisfaction of helping someone out

However, there are still some things we should take under consideration:

  • There is a risk that we might not get our money back
  • Her farm might not benefit as much as we would like

Looking over both the pros and cons, we can summarize that there are more advantages than disadvantages. There is always a risk in everything we do, but this case is worth it.

We hope that Josefina receives a loan of $1025 so he can buy organic fertilizer and pay to maintain her farm to provide it better support and improve its production, and that she and her family gets a better life.

Written with Ingrid, Sondre and Mathias

The Kiva Project

What is Kiva?

Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. They celebrate and support people looking to create a better future for themselves, their families and their communities. By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition. 100% of every dollar you lend on Kiva goes to funding loans. Kiva covers costs primarily through optional donations, as well as through support from grants and sponsors.

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“Not only are you empowering people who are living in poverty to make meaningful choices for basic human rights, you are also helping children to understand their responsibility to give back to the global community and appreciate the quality of life they enjoy.” New York times.

 

Pros and cons of loaning   

There are many benefits of this, such as:

  • The young man gets a chance to develop his coffee farm
  • He can make sure his crops get better support
  • We have the satisfaction of helping someone out

However, there are still some things we should take into consideration:

  • There is a risk that we might not get our money back
  • His farm might not benefit as much as we would like

Looking over both the pros and cons, we can summarize that there are more advantages than disadvantages. There is always a risk in everything we do, but this case is worth it.

 

Facts about Honduras

Honduras, officially known as the Republic of Honduras, is a republic in Central America. The currency of Honduras is called The Honduran Lempira and the currency code is HNL. In 2010 50% of the honduran population were under the poverty line. In rural areas six out of ten households live in extreme poverty, or on less than 25 US dollars per day. Honduras was declared a heavily indebted poor country by the World Bank and the International Monetary Fund as of January 2012. Honduras is also inclined to experience hurricanes and droughts.

We hope that Kevin Orlando receives a loan of $675 so he can buy fertilizer and pay to maintain his coffee farm to provide it better support and improve its production, and that he and his family gets a better life.

Sources:

https://www.kiva.org/about

http://www.xe.com/currency/hnl-honduran-lempira

http://www.worldbank.org/en/country/honduras/overview#3

https://en.wikipedia.org/wiki/Heavily_indebted_poor_countries

Written by: Me, Ingrid, Mathias and Sondre

Dear President-elect Donald Trump, why climate change is the single greatest threat to a sustainable future

Dear Donald Trump,

The world is currently quite unstable and the US authorities are under a lot of pressure. This is a result of the recent US election, uncertainty as to what The Paris Agreement will bring, and the big discussion on climate change. I am dedicating this post to you, in order to inform you why the last issue mentioned above, is the single greatest threat to a sustainable future. Considering your negative opinion on this topic, I will try to bring you the alarming details, in hope that you might reevaluate your theory.

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Dear Donald Trump,

There is nothing easier than denying the existence of something, especially if it doesn’t have a noticeably big impact on our everyday life. Why then bother dealing with it? An opinion such as this one is unacceptable for a person with such big responsibility as yours.

Global warming is real, and it is happening at the speed of lightning. Melting icebergs, far too warm winters, higher wildlife extinction rates and higher sea levels are just a few of the thousands of consequences. We don’t even need scientific proof for some of these statements: all you need to do is to ask anyone over the age of 50, and they will all tell you “In my times, winter in Norway meant nearly 1m high snow and around -15 degrees Celcius on the thermometer. What we have now, can’t really be compared to the real definition of winter”. Do we really need more proof? Aren’t sentences such as these alarming enough?

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Dear Donald Trump,

Our world is in danger, and no-one’s personal beliefs should decide whether or not we will try to save it. The title you are about to receive doesn’t only give you the RIGHT to change things, but actually, you have the RESPONSIBILITY to do so. Your job is to steer the country, and you should step away and let the scientists and the experts analyze the level of dangerousness. My message to you is please, reconsider this issue and try to notice how it is slowly but surely destroying our beautiful planet Earth.